House Affordability Calculator

Determine how much house you can afford based on your financial situation

Annual Income

Monthly Debts

Down Payment

Interest Rate (%)

Loan Term (years)

15 years 30 years

Debt-to-Income Ratio

Lenders typically prefer a DTI ratio of 36% or less, with no more than 28% going toward housing costs.

36%

You Can Afford

$365,000

Monthly Payment: $1,850

Down Payment: $50,000

Loan Amount: $315,000

Based on your financial profile